Northern1 International Insurance Brokers OÜ principles of processing customer data for are described in the document Principles for Processing Customer Data (25.05.2018)


Using cookies
1.1. For your better service websites using cookies.
1.2. Domains belonging to Northern1 International Insurance Brokers OÜ may, among other things, include an element that saves cookies for third parties.

Declining cookies
1.3. You have the right not to allow cookies to be saved on your computer. If you wish to decline cookies, you must change your browser settings.
1.4. Different browsers use different methods to decline cookies. More information can be found on the website
1.5. You have to take into account that not all of the website’s functions may be available if you block cookies.

What is a cookie?
1.6. A cookie is a text file which is sent to and saved on your computer by the websites that the user visits. Cookies are saved in the directory of files in your browser. If you have previously visited a website, the browser will read the cookie and forward this information to the website or element that originally saved the cookie. Additional information about cookies can be found on the website
1.7. Cookies enable statistics regarding website use and the popularity of different sections and other actions on a website to be monitored. The information received by the cookies is utilised to make the website more convenient to use and to improve the content of the website.

Types of cookies used on website
1.8. Permanent cookies are necessary to navigate the website and use its contents. You would be unable to use all of the website’s functions without permanent cookies.
1.9. Session cookies enable the website to remember previous choices made by you (language settings, etc.) and provide more efficient and personal functions.
1.10. Tracking cookies collect data about your behaviour on the website. Information received by tracking cookies helps make the website more convenient to use.


Dental insurance distributor Northern1 International Insurance Brokers OÜ is the responsible processor of personal data and we forward data necessary for the payment of insurance premiums to an authorized processor Maksekeskus AS and Everypay AS.

By starting to use our website or completing the insurance application form you confirm that you have read these principles, terms and conditions, and agree with them. We reserve the right to amend the general terms and conditions of this Privacy Policy, if necessary, by notifying all policyholders, but we make our best effort to ensure that our Privacy Policy is kept updated and available for you on our website.

If you have any questions or concerns about the privacy policy or data processing, you are kindly asked to contact us at


You may always contact the Data Protection Inspectorate or a court to protect your personal data. The Data Protection Inspectorate is a national authority that may also be contacted for advice or assistance in matters concerning protection of personal data.